/* ===== CHEAPINSUREQUOTE.COM SHARED STYLES ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --primary: #FF6B35;
  --primary-dark: #E5552A;
  --secondary: #004E89;
  --secondary-dark: #003A66;
  --accent: #FFD23F;
  --dark: #0A1929;
  --darker: #050E18;
  --light: #FFF8F2;
  --white: #ffffff;
  --gray: #5A6B7C;
  --gray-light: #E8EDF2;
  --success: #06D6A0;
  --gradient-warm: linear-gradient(135deg, #FF6B35 0%, #FFD23F 100%);
  --gradient-cool: linear-gradient(135deg, #004E89 0%, #06D6A0 100%);
  --gradient-bold: linear-gradient(135deg, #FF6B35 0%, #004E89 100%);
  --shadow-sm: 0 2px 8px rgba(10, 25, 41, 0.08);
  --shadow-md: 0 8px 24px rgba(10, 25, 41, 0.12);
  --shadow-lg: 0 20px 60px rgba(10, 25, 41, 0.18);
  --shadow-glow: 0 8px 30px rgba(255, 107, 53, 0.4);
}

html { scroll-behavior: smooth; }
body { font-family: 'Plus Jakarta Sans', sans-serif; color: var(--dark); line-height: 1.6; background: var(--white); overflow-x: hidden; }
h1, h2, h3, h4 { font-family: 'Bricolage Grotesque', sans-serif; font-weight: 800; line-height: 1.1; letter-spacing: -0.02em; }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
.container { max-width: 1240px; margin: 0 auto; padding: 0 24px; }

.top-bar { background: var(--secondary); color: white; padding: 10px 0; font-size: 14px; }
.top-bar .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.top-bar-info { display: flex; gap: 24px; flex-wrap: wrap; }
.top-bar-info span { display: flex; align-items: center; gap: 6px; }

header { position: sticky; top: 0; z-index: 100; background: white; box-shadow: var(--shadow-sm); padding: 16px 0; }
.nav { display: flex; align-items: center; justify-content: space-between; }

.logo { display: flex; align-items: center; gap: 10px; font-family: 'Bricolage Grotesque', sans-serif; font-size: 22px; font-weight: 800; color: var(--secondary); }
.logo-icon { width: 44px; height: 44px; background: var(--gradient-warm); border-radius: 12px; display: flex; align-items: center; justify-content: center; color: white; font-size: 22px; box-shadow: var(--shadow-glow); }
.logo small { display: block; font-size: 11px; color: var(--gray); font-weight: 500; letter-spacing: 0.05em; text-transform: uppercase; font-family: 'Plus Jakarta Sans', sans-serif; }
.nav-links { display: flex; gap: 28px; list-style: none; }
.nav-links a { font-weight: 600; font-size: 15px; color: var(--dark); transition: color 0.2s; }
.nav-links a:hover, .nav-links a.active { color: var(--primary); }
.nav-cta { display: flex; align-items: center; gap: 16px; }

.btn { display: inline-flex; align-items: center; gap: 10px; padding: 14px 28px; border-radius: 50px; font-weight: 700; font-size: 15px; transition: all 0.3s ease; cursor: pointer; border: none; white-space: nowrap; font-family: 'Plus Jakarta Sans', sans-serif; }
.btn-primary { background: var(--gradient-warm); color: white; box-shadow: var(--shadow-glow); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 12px 36px rgba(255, 107, 53, 0.5); }
.btn-white { background: white; color: var(--secondary); }
.btn-white:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-outline { background: transparent; color: var(--secondary); border: 2px solid var(--secondary); }
.btn-outline:hover { background: var(--secondary); color: white; }

.menu-toggle { display: none; background: none; border: none; font-size: 28px; cursor: pointer; color: var(--dark); }

.page-hero { background: linear-gradient(135deg, #004E89 0%, #003A66 50%, #0A1929 100%); color: white; padding: 70px 0 90px; position: relative; overflow: hidden; text-align: center; }
.page-hero::before { content: ''; position: absolute; top: -200px; right: -200px; width: 600px; height: 600px; background: radial-gradient(circle, rgba(255, 107, 53, 0.25) 0%, transparent 70%); border-radius: 50%; }
.page-hero .container { position: relative; z-index: 1; }
.breadcrumb { display: inline-flex; align-items: center; gap: 8px; color: rgba(255,255,255,0.7); font-size: 14px; margin-bottom: 20px; }
.breadcrumb a { transition: color 0.2s; }
.breadcrumb a:hover { color: var(--accent); }
.page-hero h1 { font-size: clamp(36px, 5.5vw, 60px); margin-bottom: 16px; color: white; }
.page-hero h1 .highlight { background: var(--gradient-warm); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.page-hero p { font-size: 19px; color: rgba(255,255,255,0.85); max-width: 700px; margin: 0 auto; }

section { padding: 80px 0; }
.section-header { text-align: center; max-width: 720px; margin: 0 auto 60px; }
.section-label { display: inline-block; padding: 6px 16px; background: rgba(255, 107, 53, 0.1); color: var(--primary); font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; border-radius: 50px; margin-bottom: 18px; }
.section-header h2 { font-size: clamp(32px, 4.5vw, 44px); margin-bottom: 18px; }
.section-header p { color: var(--gray); font-size: 18px; }

.content-wrap { max-width: 900px; margin: 0 auto; }
.content-wrap h2 { font-size: 32px; margin: 40px 0 18px; color: var(--dark); }
.content-wrap h2:first-child { margin-top: 0; }
.content-wrap h3 { font-size: 22px; margin: 28px 0 14px; color: var(--secondary); }
.content-wrap p, .content-wrap li { color: #3a4554; font-size: 16px; margin-bottom: 16px; line-height: 1.8; }
.content-wrap ul, .content-wrap ol { padding-left: 24px; margin-bottom: 16px; }
.content-wrap li { margin-bottom: 8px; }
.content-wrap strong { color: var(--dark); }

.info-box { background: var(--light); border-left: 4px solid var(--primary); padding: 24px 28px; border-radius: 12px; margin: 24px 0; }
.info-box p:last-child { margin-bottom: 0; }

.cta-section { text-align: center; background: var(--gradient-warm); color: white; border-radius: 28px; padding: 70px 40px; margin: 60px auto; max-width: 1180px; position: relative; overflow: hidden; box-shadow: var(--shadow-lg); }
.cta-section::before { content: ''; position: absolute; top: -50%; right: -10%; width: 500px; height: 500px; background: radial-gradient(circle, rgba(255, 255, 255, 0.2) 0%, transparent 70%); border-radius: 50%; }
.cta-section > * { position: relative; z-index: 1; }
.cta-section h2 { font-size: clamp(28px, 4vw, 42px); margin-bottom: 16px; color: white; }
.cta-section p { font-size: 17px; opacity: 0.95; margin-bottom: 28px; max-width: 600px; margin-left: auto; margin-right: auto; }

footer { background: var(--darker); color: white; padding: 70px 0 30px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 50px; }
.footer-about p { color: rgba(255, 255, 255, 0.6); margin: 16px 0; max-width: 380px; font-size: 14px; line-height: 1.7; }
.footer-contact { display: flex; flex-direction: column; gap: 10px; margin-top: 16px; }
.footer-contact a, .footer-contact span { color: rgba(255, 255, 255, 0.8); font-size: 14px; transition: color 0.2s; display: flex; align-items: center; gap: 8px; }
.footer-contact a:hover { color: var(--accent); }
.footer-col h4 { font-size: 16px; margin-bottom: 22px; color: white; font-family: 'Bricolage Grotesque', sans-serif; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col a { color: rgba(255, 255, 255, 0.6); font-size: 14px; transition: color 0.2s; }
.footer-col a:hover { color: var(--accent); }
.disclaimer { background: rgba(255, 255, 255, 0.03); padding: 26px; border-radius: 14px; margin: 30px 0; font-size: 13px; color: rgba(255, 255, 255, 0.6); line-height: 1.7; border-left: 3px solid var(--primary); }
.footer-bottom { border-top: 1px solid rgba(255, 255, 255, 0.1); padding-top: 24px; text-align: center; color: rgba(255, 255, 255, 0.5); font-size: 13px; }

@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .nav-links { display: none; }
  .menu-toggle { display: block; }
  .nav-links.mobile-open { display: flex; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; background: white; padding: 24px; box-shadow: var(--shadow-md); gap: 16px; }
  .nav-cta .btn-primary span { display: none; }
  .top-bar-info { font-size: 12px; gap: 16px; }
  section { padding: 60px 0; }
}
@media (max-width: 500px) {
  .footer-grid { grid-template-columns: 1fr; }
  .top-bar { display: none; }
}